Liability
In business you’re responsible for the safety of the public and employees. If someone feels they have lost out financially because of your actions, you could be liable. Our liability cover aims to protect you against such claims.
For enquires please contact us or use our online quote system.
Our employers’ liability insurance policies are designed to insure you against the risks your business is involved with when employing someone. Our employers’ liability cover usually comes conveniently packaged as part of our combined liability policy. Cover can include- • Injury or illness covered up to £10m any one event including costs • Injury or illness resulting from terrorism covered up to £5m any one event including costs • Cover for self-employed persons, voluntary workers, works experience and training scheme persons • Cover can be considered for UK based employees on a European basis for temporary visits Products Liability provides insurance for the cost of compensating any member of the public who is injured by a faulty product that your business designs, manufactures or supplies. What it covers- • Personal injuries caused by your faulty product • Loss of damage to property caused by your faulty product • Unforeseeable circumstances such as product faults that your quality control system didn’t identify. • Can be provided as part extension of a commercial combined policy or separately. When you are offering a service to the public, whether as a complementary therapist, HR consultant, business adviser, solicitor, management consultant or any other professional occupation, our professional liability policies are tailored precisely to your business. With flexible limits of indemnity, key features vary depending on your profession and any professional body that you belong to, but policies often include: Professional indemnity – should the advice or guidance that you give to your clients be incorrect and leads to loss or injury to them Libel and slander – to cover you should someone feel that you have written or said something about them that is inappropriate Whether you are a business owner or tradesman, public liability insurance will cover your legal costs if you are sued by a member of the public if injured as a result of your negligence. It also covers any compensation costs following a legal claim against you – potentially keeping your business running. Our brokerage has experience of the subtle differences in requirements between professions. With flexible limits of indemnity, public liability insurance can include: • Public liability – with varying levels of indemnity up to £10,000,000 • Contract works – to protect the materials you are using both on site and in transit • Option to extend to cover temporary employees • Options to extend to cover your tools and plant Employers’ Liability
Products Liability
Professional Indemnity
Public Liability