Landlords Insurance

If you’re a landlord and rent out a property or you may even have a portfolio of buy-to-let properties, it’s essential to have the right insurance in place to protect your investment. Our landlord insurance policies are flexible enough to be tailored to your specific business needs.

Our landlord insurance policies are designed with residential landlords in mind – from city flats through to country houses – we’ve got it covered. With our policy your building and contents can be covered plus property owner’s liability is provided as standard.

For landlords who let commercial premises, our Commercial Landlord insurance could meet your needs, or if you own a block of flats.

If you know your requirements, you can get an quote online here.

At glance- what’s covered as part of your Residential Landlord Insurance policy:

Landlord Insurance

Standard Cover

Optional Extras

Building or Contents

up to £10 million per location

–

Property Owners Liability

up to £2 million

up to £10 million

Loss of rent

–

up to £750,000 per annum

Legal Expenses

£25,000 per claim

up to £1 million

Personal Accident

–

up to £60,000

Rent Guarantee

–

up to £15,000

Employers Liability

–

up to £10 million

This table provides a summary of available covers so, for a full list of standard cover available, optional extras and policy wordings and terms & conditions please ask one of our team today. Please take time to answer our intermediaries and ask any questions you are unsure of as it is important that you understand the level of cover included.

Start protecting your property investment by purchasing suitable landlords insurance today.

Contact us for more information or to discuss matters further.

Our landlord’s insurance policies are designed to protect any residential properties that you let. It’s different to home insurance as a home insurance policy only protects you against losses that you may incur as part of living in a property you own, not relating to renting a property out. It’s therefore important to buy the right policy to cover you, your investment and your liabilities as a landlord.